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Money

3 Causes to Watch XRP in 2026

Madisony
Last updated: January 19, 2026 5:36 pm
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3 Causes to Watch XRP in 2026
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  • New spot XRP ETFs have already attracted greater than $1 billion from buyers.

  • Ripple, the corporate behind the XRP token, spent $2.5 billion on blockchain acquisitions final yr.

  • The XRP blockchain ledger might change into an integral a part of new asset tokenization initiatives.

  • 10 shares we like higher than XRP ›

Yearly, expectations are excessive for XRP (CRYPTO: XRP). Even supposing XRP has by no means traded larger than a value of $3.84, buyers regularly count on this high-risk, high-upside cryptocurrency to soar in value.

Properly, this might be the yr that it lastly occurs. Three vital catalysts are on the horizon that might assist to ship the worth of XRP hovering in 2026.

Let’s begin with the launch of the brand new spot XRP exchange-traded funds (ETFs) in November 2025. They’ve already pulled in additional than $1 billion from buyers, and have seen constructive internet inflows virtually every single day they have been obtainable. In different phrases, they have been a smash hit with buyers, resulting in a mini-rally in XRP to begin off the yr.

However $1 billion might be simply the beginning. Final yr, JPMorgan Chase (NYSE: JPM) prompt that as a lot as $8 billion might finally stream into these ETFs, on account of all of the pent-up demand from institutional buyers. If that is the case, then the worth of XRP has nowhere to go however up.

On the identical time, Ripple (the corporate behind the XRP token) has been actively buying new firms as a way to construct out the XRP blockchain ecosystem. Final yr, Ripple spent practically $2.5 billion on a handful of acquisitions, together with a splashy $1.25 billion for Hidden Street, a worldwide institutional prime brokerage.

Picture supply: Getty Photographs.

The pondering right here is that 2026 will probably be a consolidation yr for Ripple and XRP. All of these acquisitions will probably be stitched collectively into an end-to-end monetary product for institutional buyers, and all of it will doubtless be powered by XRP.

It is not but clear how all it will work, however one factor is for certain: These acquisitions will open up many extra use instances for the XRP token. Purely on the premise of provide and demand, that ought to assist to stoke the worth of XRP.

The XRP blockchain is trying to change into “the blockchain” for real-world asset (RWA) tokenization. To make {that a} actuality, Ripple has already partnered with numerous prime monetary establishments on RWA tasks.

The asset tokenization mission that obtained everybody buzzing final yr was a behind-the-scenes collaboration with BlackRock (NYSE: BLK), the world’s largest asset supervisor. BlackRock’s tokenized fund for U.S. authorities debt can now be traded and managed on the XRP blockchain.

Whereas asset tokenization continues to be in its infancy, it guarantees to be a multi-trillion-dollar market alternative. If Ripple can nook even a tiny phase of this market, it might ship the worth of XRP hovering.

Simply be mindful: Regardless of all of the plans from Ripple to create a brand new blockchain-based monetary infrastructure for the world, XRP has by no means as soon as traded larger than a value of $3.84. Proper now, XRP is buying and selling 45% under its all-time excessive from eight years in the past.

That being stated, there’s quite a bit to love about XRP this yr. If even considered one of these catalysts delivers, XRP buyers might have quite a bit to have fun in 2026.

Before you purchase inventory in XRP, take into account this:

The Motley Idiot Inventory Advisor analyst staff simply recognized what they imagine are the 10 finest shares for buyers to purchase now… and XRP wasn’t considered one of them. The ten shares that made the reduce might produce monster returns within the coming years.

Think about when Netflix made this record on December 17, 2004… if you happen to invested $1,000 on the time of our suggestion, you’d have $474,578!* Or when Nvidia made this record on April 15, 2005… if you happen to invested $1,000 on the time of our suggestion, you’d have $1,141,628!*

Now, it’s value noting Inventory Advisor’s whole common return is 955% — a market-crushing outperformance in comparison with 196% for the S&P 500. Do not miss the most recent prime 10 record, obtainable with Inventory Advisor, and be part of an investing group constructed by particular person buyers for particular person buyers.

See the ten shares »

*Inventory Advisor returns as of January 19, 2026.

JPMorgan Chase is an promoting accomplice of Motley Idiot Cash. Dominic Basulto has positions in XRP. The Motley Idiot has positions in and recommends JPMorgan Chase and XRP. The Motley Idiot recommends BlackRock. The Motley Idiot has a disclosure coverage.

3 Causes to Watch XRP in 2026 was initially revealed by The Motley Idiot

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