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Money

Earn as much as 175,000 bonus factors

Madisony
Last updated: January 23, 2026 10:26 pm
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Earn as much as 175,000 bonus factors
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Chase is providing two IHG bank card bonuses for a restricted time:

  • : Earn 90,000 Bonus Factors after spending $2,000 on purchases throughout the first 3 months from account opening and as much as 30,000 extra factors by incomes 3 further factors within the first 6 months from account opening on purchases that earn 2x and 3x on as much as $10,000 spent.

  • : Earn 175,000 Bonus Factors after spending $5,000 on purchases within the first 3 months from account opening.

Each playing cards are providing precious bonuses, however we predict the IHG One Rewards Premier is the higher supply contemplating its simplicity. It’s additionally a way more rewarding card with its enhanced advantages, together with an anniversary free night time at IHG Accommodations & Resorts.

Learn extra:

  • Annual charge

    $0

  • Welcome supply

    Earn as much as 120,000 bonus factors — earn 90,000 bonus factors after spending $2,000 within the first 3 months, and as much as 30,000 extra factors by incomes 3x further factors on purchases within the first 6 months on as much as $10,000 spent

  • Ongoing Purchases APR

    19.24% – 27.74% Variable

  • Rewards fee

    • As much as 17x once you keep at IHG Accommodations & Resorts
    • 3x on purchases on month-to-month payments, at gasoline stations, and eating places
    • 2x on all different purchases
  • Advantages

    • $0 annual charge
    • Redeem 3 nights, get the 4th night time free
    • Get pleasure from worldwide journey with out further charges on purchases made overseas

Why we prefer it: The presents a low-cost choice for incomes IHG factors on relevant resort stays, in addition to on a regular basis spending. Whereas this card doesn’t supply the good thing about an annual free night time award, you’ll be able to nonetheless benefit from getting your fourth night time free on award stays. Plus, you don’t have to fret about international transaction charges when touring overseas.


  • Rewards fee

    • As much as 26x factors at IHG motels and resorts
    • 5x factors on journey, eating, and at gasoline stations
    • 3x factors on all different purchases
  • Advantages

    • Earn a free night time on every account anniversary, plus get a fourth night time free once you redeem your factors for a consecutive four-night keep at IHG properties
    • Obtain International Entry, TSA PreCheck®, or NEXUS assertion credit score of as much as $120 each 4 years as reimbursement for the applying charge charged to your card
    • Entry perks together with free upgrades, welcome facilities, and assured room availability once you e-book no less than 72 hours prematurely

Why we prefer it: In our opinion, the is among the out there should you’re loyal to the IHG resort model. The anniversary free night time profit alone is greater than sufficient to offset the low annual charge, however you additionally get computerized Platinum Elite standing and a International Entry, TSA PreCheck, or NEXUS assertion credit score of as much as $120 each 4 years to cowl utility charges.


Editorial Disclosure: The data on this article has not been reviewed or permitted by any advertiser. All opinions belong solely to the Yahoo Finance and aren’t these of some other entity. The main points on monetary merchandise, together with card charges and charges, are correct as of the publish date. All services or products are offered with out guarantee. Test the financial institution’s web site for essentially the most present data. This website would not embrace all presently out there provides. Credit score rating alone doesn’t assure or indicate approval for any monetary product.

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