The Nasdaq-100 index is dwelling to 100 of the most important non-financial firms listed on the Nasdaq inventory trade. It tends to keep up a really excessive publicity to firms within the know-how and technology-adjacent industries, and it has delivered spectacular long-term returns because of highly effective themes just like the web, cloud computing, enterprise software program, and now, synthetic intelligence (AI).
The Invesco QQQ Belief(NASDAQ: QQQ) is an exchange-traded fund (ETF) that tracks the efficiency of the Nasdaq-100 by holding the identical shares, with comparable weightings. This is the way it might flip an funding of $500 per thirty days into $1 million by the yr 2055 (however probably even sooner).
Picture supply: Getty Photos.
Though the Invesco QQQ ETF is dwelling to 100 totally different firms, its high 10 holdings alone signify 55.8% of the worth of its complete portfolio. That record is jam-packed with know-how shares, together with all the well-known “Magnificent Seven” that function on the forefront of the AI business.
Inventory
Invesco ETF Portfolio Weighting
1. Nvidia
9.43%
2. Microsoft
8.36%
3. Apple
7.86%
4. Alphabet
6.26%
5. Broadcom
6.18%
6. Amazon
5.49%
7. Meta Platforms
3.74%
8. Tesla
3.39%
9. Netflix
2.78%
10. Costco Wholesale
2.31%
Knowledge supply: Invesco. Portfolio weightings are correct as of Sept. 16, 2025, and are topic to alter.
They’ve been 10 of the most effective performing shares in America over the previous yr, delivering a median return of 45%. Consequently, they’re chargeable for the majority of the 24% achieve within the Nasdaq-100 over the identical interval.
However they don’t seem to be the one red-hot shares within the Nasdaq-100. Sitting simply outdoors its high 10, buyers will discover powerhouses like:
Palantir Applied sciences, which soared 355% over the previous yr. The corporate sells AI software program that helps companies and authorities organizations extract precious insights from their information.
Micron Know-how, which is up 79% within the final 12 months. The corporate is a number one provider of reminiscence and storage options for information facilities, computer systems, and smartphones. Its high-bandwidth reminiscence could be discovered inside Nvidia’s most superior AI chips.
CrowdStrike, which is sitting on a 12-month achieve of 63%. It focuses on AI-powered cybersecurity, and its Falcon platform is without doubt one of the hottest options within the business.
The Invesco QQQ Belief delivered a compound annual return of 10.2% since its inception in 1999. Nonetheless, it has generated an accelerated common return of 19.4% per yr over the past decade, particularly because of the proliferation of applied sciences like cloud computing, enterprise software program, machine studying, and AI.
Here’s a breakdown of how lengthy it might take to show a constant funding of $500 per thirty days right into a last stability of $1 million primarily based on three totally different compound annual returns.
Month-to-month Funding
Compound Annual Return
Time To Attain $1 Million
$500
10.2%
29 years (by 2055)
$500
14.8% (midpoint)
22 years (by 2048)
$500
19.4%
19 years (by 2045)
Calculations by creator.
As you may see, the ETF might be a millionaire-maker in 29 years even when its annual return reverts again to its long-term common of 10.2%. It will propel buyers into the million-dollar membership a lot quicker if it maintains its accelerated annual return of 19.4%, however no ETF — not even one as tech-heavy as this — can develop at that tempo perpetually.
The regulation of enormous numbers finally turns into a limiting issue, as a result of firms like Nvidia, Microsoft, Apple, and Meta have already got such a dominant market share of their respective industries that they’ll finally run out of latest potential clients. There are already greater than 2.35 billion lively Apple gadgets worldwide, for example, and over 3.4 billion folks use considered one of Meta’s social media apps each single day.
With that stated, the AI increase most likely nonetheless has legs. Nvidia CEO Jensen Huang predicts information heart operators will spend $4 trillion to improve their infrastructure over the following 5 years, as a way to meet demand from AI builders. Plus, new themes like agentic AI might be much more precious, with Salesforce CEO Marc Benioff predicting demand for digital labor might be value as much as $12 trillion sooner or later.
Consequently, investing within the Invesco QQQ Belief constantly over the long run will most likely nonetheless yield wonderful outcomes, as has been the case since its inception 26 years in the past.
Before you purchase inventory in Invesco QQQ Belief, take into account this:
The Motley Idiot Inventory Advisor analyst workforce simply recognized what they consider are the 10 finest shares for buyers to purchase now… and Invesco QQQ Belief wasn’t considered one of them. The ten shares that made the lower might produce monster returns within the coming years.
Take into account when Netflix made this record on December 17, 2004… in case you invested $1,000 on the time of our suggestion, you’d have $662,520!* Or when Nvidia made this record on April 15, 2005… in case you invested $1,000 on the time of our suggestion, you’d have $1,043,346!*
Now, it’s value noting Inventory Advisor’s whole common return is 1,056% — a market-crushing outperformance in comparison with 188% for the S&P 500. Don’t miss out on the most recent high 10 record, out there if you be part of Inventory Advisor.
*Inventory Advisor returns as of September 15, 2025
Anthony Di Pizio has no place in any of the shares talked about. The Motley Idiot has positions in and recommends Alphabet, Amazon, Apple, Costco Wholesale, CrowdStrike, Meta Platforms, Microsoft, Netflix, Nvidia, Palantir Applied sciences, Salesforce, and Tesla. The Motley Idiot recommends Broadcom and Nasdaq and recommends the next choices: lengthy January 2026 $395 calls on Microsoft and brief January 2026 $405 calls on Microsoft. The Motley Idiot has a disclosure coverage.
