A lady from Texas referred to as into “The Ramsey Present” lately with a stunning story about her soon-to-be ex-husband. She mentioned he secretly opened bank cards utilizing their kids’s identities, ran up main debt, after which emptied his retirement account to pay it off. Now, he’s asking her to signal authorized paperwork that might absolve him of any wrongdoing.
“No good. Not taking place,” private finance skilled Dave Ramsey mentioned flatly. Then he added, “Your husband is scum. Anyone that might screw his personal children over is scum.”
He referred to as the scenario “felony fraud” and mentioned it was a textbook case of identification theft. “Your husband is a felony. Oh, and who did he steal from? His kids. What a jerk.”
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Ramsey was clear about how to reply to the paperwork the husband needed signed: “No, I’m not signing any paperwork besides paperwork that places him in jail. That is the paperwork we’re signing on him.”
The caller, Alexandria, mentioned her husband stored insisting it wasn’t potential to pull credit score reviews for his or her children. However Ramsey instantly shot that down. “Sure, you may,” he mentioned. “You’ll be able to pull children’ credit score reviews and you’ll freeze them. We all know this as a result of we did it when Rachel was a minor.”
Co-host Rachel Cruze backed that up, saying it’s not solely potential however vital. “You do it to guard them from ID theft simply generally with the web and scams,” she mentioned.
Ramsey mentioned that freezing their children’ credit score is one of the best ways to stop any extra fraud. “If they really test the credit score earlier than they challenge the bank card, they received’t challenge it if it’s frozen subsequent time he tries to do that. As a result of there will likely be a subsequent time. This man is a critical con artist.”
Ramsey additionally informed Alexandria to not belief something her husband says going ahead. “Something this man says is just not true. If his mouth is shifting, he’s mendacity. It is a man who would steal his personal kids’s identification for his personal private profit.”
He strongly suggested her to tug the credit score reviews instantly to see the actual harm and to report the crime to the police. “I’d file a felony [report] on him,” Ramsey mentioned. “I’d have the police—I’d set him up and say, ‘Hey, someone stole my child’s identification.’ Oh, it was him. Completely.”
